About Mohammad Zaman
I specialize in Real Estate and Residential Loan Services, I specialists in mortgage update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf, with your best interest in mind. Plus, we have access to broker-only mortgage lenders, which could offer mortgage rates and features that you may not otherwise have access to. What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one-size-fits-all all proposition. Using our exclusive Mortgage Market technology, we're able to factor in several lifestyle and financial variables to search for the mortgage that's exactly right for you.
English, Hindi
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Review for Mohammad Zaman in Fremont, CA
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Rated 5.0 Thanks to Zaman we have closed many transactions together. He always goes the extra mile for his clients and having a trusted source like him makes even the tough transactions close smoothly.
Rated 5.0 I had the pleasure to deal with Mohammad Zaman when buying our home in the Bay Area recently. He knows the market really well and was able to advise us on the best way to approach this competitive market. He was prompt in getting us the desktop underwriting approval, and once our offer was accepted, closed the loan in 21 days. He was always available for questions, worked really closely with our realtor and with the seller's agent.
Rated 5.0 My go to Loan Consultant partner. So efficient & reliable. He provides lots of loan options for my clients. Even the most challenging situation, he's able to provide reasonable solutions to make it work. Thanks for your excellent service to our clients & make their dreams come true to be homeowners. Highly recommend, Mohammad Zaman to all those needing the best service in Home Loans.
Rated 5.0 Zaman has done an outstanding job refinancing my home at Milpitas in 2013. It was little bit tricky because home prices were down at that time and interest rates were thought to go high. So he talked with me day and after day and waited patiently for the best time to start the process so that the home appraisal gets the required value. It was an excellent task at that difficult time and I am really happy with the refinancing.
Rated 5.0 It was a pleasure to work with him and I am very glad that I recommended him to my clients. He worked with utmost sincerity and helped the buyers to close on their loan in less than 3 weeks. He was always available when I had a concern to discuss and always kept the buyers up to date and informed. I will be more than happy to recommend him to my clients in future.

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Mohammad Zaman – Bay Area’s Trusted Realtor & Loan Advisor
Meet Mohammad Zaman – A Dual Expert in Real Estate and Lending
At Sulekha, we proudly present Mohammad Zaman, a seasoned professional who brings the rare combination of real estate expertise and loan advisory services to clients across Fremont, CA and the surrounding Bay Area. With a strong background in both property transactions and mortgage solutions, Mohammad offers a one-stop solution for buyers, sellers, and investors.
A Career Built on Trust and Financial Insight
Mohammad’s journey in the real estate and finance sectors spans over a decade. His dual role as a Realtor® and Loan Advisor allows him to guide clients through every step of the homeownership process—from property search and negotiation to securing the best financing options. His clients appreciate his honesty, transparency, and deep market knowledge.
Areas Served
Mohammad serves a wide range of communities across the Bay Area, including:
- Fremont
- Union City
- Hayward
- Milpitas
- San Jose
- Newark
- Pleasanton
His local expertise helps clients make informed decisions based on neighborhood trends, school ratings, and long-term investment potential.
Services Offered
Mohammad offers a comprehensive suite of services:
- Residential Buying & Selling
- Loan Advisory & Mortgage Assistance
- First-Time Homebuyer Programs
- Investment Property Consulting
- Refinance & Pre-Approval Guidance
This unique blend of services ensures clients receive holistic support under one roof.
Property Range & Market Focus
Mohammad specializes in properties ranging from \$500,000 to over \$1.5 million, with a focus on:
- Single-family homes
- Condos and townhomes
- Investment properties
- FHA and VA loan-eligible homes
His listings often feature modern amenities, great school zones, and strong resale value.
What Sets Mohammad Apart?
Here’s why Sulekha recommends Mohammad Zaman:
- Dual Expertise – Licensed Realtor® and Loan Advisor
- Client-Centered Approach – Known for being responsive, patient, and informative
- Multilingual Advantage – Fluent in English, Hindi, and Urdu
- Financial Acumen – Helps clients secure the best mortgage rates and terms
Awards, Affiliations & Recognition
Mohammad is affiliated with:
- California Association of Realtors
- National Association of Realtors
- Licensed Mortgage Loan Originator
His work has earned him a loyal client base and numerous referrals, especially among first-time buyers and immigrant families.
Special Offers & Cashback
Clients working with Mohammad can benefit from:
- Free mortgage pre-qualification
- Cashback offers for eligible buyers
- Discounted listing fees for sellers
- Referral bonuses for past clients
These offers are designed to make real estate more affordable and rewarding.
Let’s Make Your Real Estate Journey a Success
Whether you're buying your first home, refinancing, or investing in the Bay Area, Mohammad Zaman is ready to guide you with clarity and care. With his dual expertise and client-first mindset, your goals are in trusted hands.



- 3 Bedrooms
- 3 Bathrooms
- 4100 sqft
- Garage-Attached, Driveway Garage
- 1 Bedroom
- 1 Bathroom
- 922 sqft
- Garage-Attached Garage
- 0.45 sqft
